Create a Customer Wallet
These endpoints allow an Embedded Partner to create a fiat or crypto wallet for a specific Embedded Partner Customer, generating a unique virtual account tied to the specific wallet. This virtual account serves as a tool for managing funds, and streamlining payment flows between an Embedded Partner, their Embedded Partner Customer, and their end-customers.
Idempotency supported endpointThis means you can retry a request without worrying about it being processed multiple times.
To use this feature, add the
X-Idempotency-Key
header with a unique value (a UUID). This ensures the request is only processed once, even if it's sent multiple times.
Assign a wallet profile
To list the existing Wallet Profiles, send the GET /ledger/v1/wallets/profiles
request using the following query parameters.
Query Parameters | Values |
---|---|
| Code for fiat and crypto currency.
|
|
|
In the response, you get the Profile reference
that you can assign to your Customer's wallet based on the currency and payment method.
{
"profiles": [
{
"reference": "bd72bff2-6842-4212-9aa3-9298597d7d6e",
"currencyCodes": [
"GBP"
],
"paymentMethods": [
"FASTER_PAYMENT"
]
},
{
"reference": "c143fce7-a0e4-4475-86cd-ed37bc30efa5",
"currencyCodes": [
"EUR"
],
"paymentMethods": [
"SWIFT"
]
},
{
"reference": "18f9a1bf-0d77-45f5-b5ff-1e90411d88ce",
"currencyCodes": [
"USD"
],
"paymentMethods": [
"SWIFT"
]
},
{
"reference": "2a3fe604-2b14-4009-90b3-1e48f1a38b11",
"currencyCodes": [
"USD"
],
"paymentMethods": [
"ACH",
"FEDWIRE"
]
},
{
"reference": "fe55d078-eaad-4c8b-a917-15170548df67",
"currencyCodes": [
"EUR"
],
"paymentMethods": [
"SEPA_CT",
"SEPA_INST"
]
}
]
}
{
"profiles": [
{
"reference": "18f9a1bf-0d77-45f5-b5ff-1e90411d88ce",
"currencyCodes": [
"USD"
],
"paymentMethods": [
"SWIFT"
]
},
{
"reference": "a0b8a34c-bfb9-43d8-9ee4-6eb076d107c0",
"currencyCodes": [
"BTC",
"SOL",
"ETH",
"USDT",
"USDC",
"TRX"
],
"paymentMethods": []
},
{
"reference": "2a3fe604-2b14-4009-90b3-1e48f1a38b11",
"currencyCodes": [
"USD"
],
"paymentMethods": [
"ACH",
"FEDWIRE"
]
},
{
"reference": "c143fce7-a0e4-4475-86cd-ed37bc30efa5",
"currencyCodes": [
"EUR"
],
"paymentMethods": [
"SWIFT"
]
}
]
}
{
"reference": "f7fdb837-5053-45b0-86c8-96ece6fe02d0",
"currencyCodes": [
"BCH",
"USDT",
"DOGE",
"PYUSD",
"POL",
"DAI",
"BTC",
"SOL",
"FDUSD",
"BNB",
"XRP",
"ETH",
"USDC",
"LTC",
"TRX",
"ADA"
],
"paymentMethods": []
}
{
"reference": "a0b8a34c-bfb9-43d8-9ee4-6eb076d107c0",
"currencyCodes": [
"USDT",
"BTC",
"SOL",
"ETH",
"USDC",
"TRX"
],
"paymentMethods": []
}
Create a customer wallet
To create a customer fiat or crypto wallet with an assigned wallet profile, send the POST /ledger/v1/wallets
request using the following parameters:
{
"currencyCode": "USD",
"name": "ACH/FEDWIRE test",
"customerReference": "09c04f1b-77b2-42cc-a0c0-da9748a3be11",
"instruction": {
"walletProfile": "2a3fe604-2b14-4009-90b3-1e48f1a38b11",
"type": "FIAT",
"virtualAccountRequired": true
}
}
{
"currencyCode": "USD",
"name": "swift test",
"customerReference": "09c04f1b-77b2-42cc-a0c0-da9748a3be11",
"instruction": {
"walletProfile": "18f9a1bf-0d77-45f5-b5ff-1e90411d88ce",
"type": "FIAT",
"virtualAccountRequired": true
}
}
{
"currencyCode": "USDT",
"name": "USDT Test",
"customerReference": "fb8c0b12-6552-429e-955e-70af08733310",
"instruction": {
"walletProfile": "f7fdb837-5053-45b0-86c8-96ece6fe02d0",
"type": "CRYPTO",
"virtualAccountRequired": false
}
}
Parameter | Description |
---|---|
currencyCode | Currency code for the wallet. |
name | Name of the wallet. |
customerReference | Unique reference to the customer who owns the wallet. |
instruction | Information on the wallet type. |
instruction.type | Type of the wallet: fiat or crypto. |
instruction.walletProfile | Profile to assign to the virtual account. |
instruction.virtualAccountRequired | Indication whether a virtual account is required. Currently supports true only. |
In the successful response, you get the details of the new wallet:
{
"id": "a:25032877416178:1PL2yxP:1",
"accountReference": "5bc49988-fe25-408f-bccc-3e0fe96cf322",
"customerReference": "fb8c0b12-6552-429e-955e-70af0873331",
"name": "USD ",
"status": "ACTIVE",
"balance": {
"value": 0.00,
"currencyCode": "USD"
},
"ledgers": [
{
"type": "FIAT",
"accountNumber": "900981800909",
"code": "101019644",
"accountNumberFormat": "ABA"
}
]
}
{
"id": "a:25065234155735:vE9Q6zE:1",
"accountReference": "1274ab69-540c-4499-8b32-f51930c9bfed",
"customerReference": "fb8c0b12-6552-429e-955e-70af08733310",
"name": "USDT Test",
"status": "ACTIVE",
"balance": {
"value": 0,
"currencyCode": "USDT"
},
"ledgers": [
{
"address": "1BoatSLRHtKNngkdXEeobR76b53LETtpyT",
"network": "Ethereum",
"tag": "eth"
}
]
}
The id
of the created wallet is returned in a link via response header
: Location: https://api.sandbox.bvnk.com/ledger/v1/wallets/{id}
.
By default the wallet has an INACTIVE
status and should not be made available to the customer until it has been activated (ACTIVE
status). The endpoint provided in the response header should be called periodically, to determine if the wallet has been activated as well as if a virtual account has been created and made available. See here.
Updated 8 days ago
After creating a wallet, you can get information about it and make your first internal transfer. Also, you can receive and send external payments.