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BVNK

Mastercard Global Money Platform

The Mastercard Global Money Platform provides unified infrastructure to hold, convert, send, receive, and spend both fiat currencies and stablecoins, and to earn rewards on stablecoin balances. It connects traditional finance and digital assets without the need to manage multiple providers.

Integrate via API to embed wallets, payments, conversions, cards, and rewards directly into your own product for your customers, or use the platform to manage your own treasury, collections, and payouts.

Mastercard Global Money Platform overview: send, receive, convert, store, spend, and earn across stablecoins and fiat. Global money accounts are embedded for your customers, such as fintechs, neobanks, platforms, and banks. Payments and treasury are delivered directly to your business, such as SMBs, trading and gaming platforms, marketplaces, and exchanges. Start with BVNK-managed services and graduate to self-managed using your own licenses. The platform is underpinned by one API with 20+ rails and 50+ currencies, compliance screening, 40+ licenses globally, and in-house custody with SOC 2 Type II and ISO 27001.

Who is this product for?​

This product is designed for fintechs and businesses seeking to embed fiat and stablecoin services for their customers or to manage treasury, collections, and payouts directly. It is best suited for:

  • Fintechs and neobanks
  • Platforms and big tech
  • International banks
  • US banks
  • SMBs and enterprises
  • Marketplaces and payroll providers
  • Trading and gaming platforms
  • Digital asset firms and platforms

With the platform, you and your customers can:

  • Store funds in fiat and stablecoin wallets, including self-custody wallets.
  • Earn rewards on USDC and OUSD.
  • Receive and send stablecoin pay-ins and payouts.
  • Collect, hold, and pay out GBP, USD, and EUR, or pay out in 40+ local currencies with Mastercard Move.
  • Convert between wallets: fiat to stablecoin, stablecoin to fiat, and fiat to fiat for major pairs.
  • Spend stablecoin balances with Mastercard cards.

Supported currencies and networks​

Global Money Platform natively supports over 50 fiat currencies, stablecoins, and cryptocurrencies across more than 20 blockchains and real-time payment rails.

Explore use cases​

Embed Global Money Platform into your customer experience or use it directly for global treasury, collections, and payouts. Each use case operates under one of three delivery models:

  • Direct: Manage your own payments and treasury. You contract directly with BVNK and operate through the BVNK Portal or API.
  • Embedded: Offer accounts and payments to your customers under your brand. You integrate via API, and BVNK manages customer onboarding.
  • Self-managed: Operate the platform in your environment under your licenses, maintaining full control of keys and custody.

If you are unsure which model suits your business, take the delivery model quiz for a recommendation.

Use caseUse it toFor who?Delivery modelCapabilities
Global money accountsEmbed multi-currency accounts for your customers to hold, convert, send, spend, and earn across fiat currencies and stablecoins.
  • Fintechs and neobanks
  • Platforms and big tech
  • International banks
  • US banks
Embedded
  • Store
  • Receive
  • Convert
  • Send
  • Spend
  • Earn
Payouts and treasuryCollect globally in fiat or stablecoins.
Pay out 24/7 to local bank accounts via Mastercard Move (no pre-funding required) or settle directly to stablecoin wallets.
  • SMBs and enterprises
  • Marketplaces and payroll
  • Trading and gaming
  • Digital asset firms
Direct
  • Store
  • Convert
  • Send
  • Receive
  • Earn

Try the demos​

Global money accounts​

100%

Payouts and treasury​

82%

Get building with our APIs​

Select your use case to view guides for each capability.

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