Merchant payments
The Merchant Payment Engine is a complete, off-the-shelf crypto checkout solution explicitly built for Layer1 tenants. It lets you instantly give your merchants a comprehensive crypto checkout payment suite and more, without any development work. All the merchant-, end-customer-, and tenant-facing components come included as standard.
With this module, merchants can easily accept and manage crypto payments, while tenants can charge fees and provide top-notch support, all powered by the Layer1 platform.
Core Features
Payment Links
Payment Links, or Crypto Checkout, generate one-time-use payment links that your merchants can share with customers or embed into their platform to accept or send digital assets.
Key Capabilities:
- Auto-converts received crypto into the merchant’s preferred wallet currency.
- Supports both payment in and out use cases.
- Ideal for one-time invoice use cases.
- Fully available via API (see Related API endpoints below).
Related user guides:
Channels
Channels are issue-dedicated, reusable wallet addresses for customers to deposit any amount of digital assets at any time.
Key Capabilities:
- Repeat-use wallets for recurring or flexible deposits
- Auto-conversion into the merchant’s preferred currency
- Ideal for customer top-ups use cases
- Accessible via API and the Account Portal
For more details, see the dedicated User Guide.
Conversions
With the Conversion feature, your merchants can convert balances between supported digital assets to manage their treasury.
Key Capabilities:
- Instant and transparent conversions between wallets.
- Conversion rates are provided in real time with auto-refresh.
- Accessed via the Account Portal. Go to Wallets → Convert.
- Wallet transaction export available for accounting needs.
Account Portal
Account Portal is a white-labeled merchant-facing dashboard for complete self-service management.
Key Capabilities:
- Payments. Track incoming and outgoing transactions.
- Balances. View, convert, and manage digital asset holdings.
- Approvals. Configure and execute approval rules for payouts.
- Exports. Generate CSVs for accounting needs.
- Team Management. Add, remove, or edit user permissions.
- Developer Tools. View API keys and manage webhooks.
Fee Policy Engine
The Fee Policy Engine is a tenant-facing component that allows you to configure and charge your merchants for the services you provide.
Key Capabilities:
- Default fee policy: Set default fees applied to all merchants.
- Merchant fee policies: Set merchant-specific fees to align with agreements.
- Fixed and variable: Set fixed or percentage-based fees across all fee types.
- Customise per product: Set different fees across all merchant-facing products.
For more details, see the Charge Merchant Fees guide.
Related API endpoints
Merchant Payments primarily uses the Crypto Payments, Channels, Webhooks, and Approvals APIs: