Individual requirements

• Embedded model

To successfully onboard consumers or individual customers to the BVNK platform, the following information is required:

Category	Field / Type	Required	Format / Supported values	Notes / Conditions	Example
Personal Information	First Name	✅	String		John
	Last Name	✅	String		Syme
	Date of Birth	✅	YYYY-MM-DD		1990-05-15
	Nationality	✅	ISO 3166-1 Alpha-2		US
	Country of Residence	✅	ISO 3166-1 Alpha-2		US
Contact Information	Email Address	✅	Valid email address		user@example.com
Address Information	Street Address	✅	String		221B Baker Street
	City	✅	String		Syracuse
	Postal Code	✅	String		12345
	State	⚠️ Conditional	String	Mandatory for US residents	New York
	Country	✅	ISO 3166-1 Alpha-2		US
Tax Identification	Tax ID Number	✅	String	Mandatory for US residents	123-45-6789
Customer Due Diligence Information (CDD)	Intended Use of Account	✅	TRANSFERS_OWN_WALLET, TRANSFERS_FAMILY_FRIENDS, INVESTMENTS, GOODS_SERVICES, DONATIONS		INVESTMENTS
	Employment Status	✅	SELF-EMPLOYED, SALARIED, UNEMPLOYED, RETIRED, NOT_PROVIDED		SALARIED
	Source of Funds	✅	SALARY, PENSION, SAVINGS, SELF_EMPLOYMENT, CRYPTO_TRADING, GAMBLING, REAL_ESTATE		SALARY
	PEP Status	✅	NOT_PEP, FORMER_PEP_2_YEARS (within 2 years), FORMER_PEP_OLDER (older than 2 years), DOMESTIC_PEP, FOREIGN_PEP, CLOSE_ASSOCIATES, FAMILY_MEMBERS		NOT_PEP
Supported Documents	Document Type	✅	PASSPORT, ID_CARD, DRIVERS, RESIDENCE_PERMIT, SELFIE, PROOF_OF_RESIDENCE (UTILITY_BILL)	Three types of documents must be provided	PASSPORT
	Document SubType	⚠️ Conditional	FRONT_SIDE, BACK_SIDE	BACK_SIDE required if applicable	FRONT_SIDE

warning

Make sure the image of oneself (SELFIE) is included along with the ID.

Important

For double-sided documents, always upload "subType": "FRONT_SIDE" before "subType": "BACK_SIDE". Verification cannot be completed unless both sides are submitted.

To streamline the onboarding process for individual customers, it's essential to submit identity documents that meet the following requirements:

Document requirements:

• The document must be valid and not expired.
• It must be free from visible damage such as scratches, stains, or tears.
• The applicant's full name, date of birth, MRZ (Machine Readable Zone), and other key details must be clearly visible.
• The document must belong to the individual being onboarded.

An ID document must include:

• Full name, date of birth, a clear photograph, and (if applicable) a signature.
• A unique document number.
• Validity details such as the issue date or expiry date.

Photo requirements:

• The document image must be a high-quality original photo or scan (not a screenshot or an image from social media), in JPG, JPEG, PNG, or PDF format.
• If the document has information on both sides, images of both sides must be provided.
• The image must be in color, with a minimum resolution of 300 DPI or file size of at least 100 KB.
• All document details must be readable.
• The entire document, including all corners, must be visible—no cropping, obstructions, or foreign elements.
• The image must not be digitally altered or edited.
• Digital documents are generally not accepted unless explicitly allowed.